SIP Calculator
Plan your investments and estimate returns for monthly SIP, lumpsum, and goal-based SIP with Stocker’s SIP calculator.
Market Mood Index
Sentiment on the street today
Insights & Questions
Everything you need to know about SIP calculations.
A Systematic Investment Plan (SIP) is a method of investing in mutual funds where you contribute a fixed amount at regular intervals (daily, monthly, or quarterly) rather than a lump sum. This helps in averaging the cost of purchase and instilling financial discipline.
Our SIP calculator uses the power of compounding to estimate your future wealth. By inputting your monthly investment amount, expected rate of return, and time period, you can see how your wealth grows over time.
Yes, you can increase your SIP through a 'Step-up SIP'. This allows you to increase your monthly contribution as your income grows, significantly boosting your final corpus.
Compounding means you earn interest on your interest. In SIP, the longer you stay invested, the more your returns generate further returns, leading to exponential growth of your wealth over 10-20 years.
No, SIP returns from mutual funds are subject to market risks. However, historically, equity SIPs have delivered better returns than fixed deposits (FDs) over the long term (5+ years).
Equity-oriented mutual fund SIPs held for more than one year are taxed as Long-Term Capital Gains (LTCG) at 12.5% (for gains exceeding ₹1.25 lakh per year). For shorter durations, it is taxed as Short-Term Capital Gains (STCG) at 20%.